Have you been injured while using an Uber or Lyft? After an accident in an Uber or Lyft, you may have several questions: Who pays for my injuries and suffering? Are the driver and their insurance responsible? Or are the companies—Uber or Lyft? What are my legal options?
What are the laws regarding Uber and Lyft—specifically when it involves a car accident and injuries?
Uber and Lyft were relatively unheard of a few years ago. Now, they are a part of our daily lives. Rideshares are now one of the most popular ways to travel. And as Uber and Lyft rides increase, so do the number of accidents and injuries. But what happens if you are injured while ridesharing?
Uber and Lyft drivers are not employees of these companies but rather are independent contractors. Thus, it is hard to sue Uber or Lyft directly because companies are usually only liable for the negligent actions of their employees.
The good news, however, is that not only do these ridesharing companies require their drivers to have insurance, but Uber and Lyft also protect their drivers and passengers with substantial insurance policies.
Here is a summary of Lyft’s policy (and Uber is similar)
For Uber and Lyft there are different layers of coverage for drivers—depending on whether they have the app running and have a passenger. The important point is that if you are injured as a passenger, Uber and Lyft cover up to $1 million for personal injuries and property damage per accident. In addition, if your driver wasn’t responsible and another uninsured driver caused the accident, you are also covered through the $1 million UM/IUM (uninsured/underinsured motorist) coverage.
This insurance also covers pedestrians; however, it must first be determined whether the driver had the app running at the time of the accident.
If you have been injured while a passenger in an Uber or Lyft, you may be eligible for substantial compensation—for medical bills, loss of employment, lost wages, loss of future income, physical therapy, property damage, pain and suffering, etc.
Here at ThePhillyLawyers we have experienced attorneys who are familiar with the structure of these insurance policies. We will free you from the complicated process of keeping medical records, organizing files, filing claims, dealing with high-powered insurance and rideshare companies, and keeping track of everything else that is involved in your case. We promise to minimize your stress and maximize your compensation. Call us today.
In addition, ThePhillylawyers is also experienced with handling sexual assault cases, including those connected with rideshare companies.
Have you been sexually assaulted by your Uber or Lyft driver? Did you report the assault to Uber or Lyft? Did the company completely ignore you or do nothing to help?
Unfortunately, Uber and Lyft have not taken the necessary steps to protect their customers. Uber released its first safety report in December 2019, showing an alarming rate of 6,000 sexual assaults within the past 2 years. And that number only reflects cases that were reported.
If you or someone you know has been sexually assaulted by an Uber or Lyft driver, it’s time to take action.
Please contact our office and speak with one of our attorneys who specialize in helping victims of sexual assault and holding companies like Uber and Lyft accountable.
By the middle of February, ThePhillyLawyers had passed 1.5 million dollars in personal injury settlements for our clients in 2020.
Call us today to be our next million-dollar settlement!
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